Start here
Most healthcare workers need three investing buckets: workplace retirement, a Roth or traditional IRA when eligible, and a simple taxable brokerage account after the basics are handled.
- Capture any employer match before chasing advanced strategies.
- Automate contributions so fatigue does not decide your future.
- Use broad, low-cost index funds as the default learning path.
- Increase contributions when raises, overtime, or debt payoffs free up cash flow.